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Hey! Please just give me one minute to read this. I promise you won't regret it!

If you are looking at starting your own business and making a lot of money, coupled with hard work you have come to the right spot! I am an Affiliate for Karatbars International and so excited about this great opportunity we have in front of us! We have the opportunity to open a FREE account and purchase one of the highest qualities of 24 Karat GOLD at 999.9% pure! This GOLD is LBMA certified which is the highest certification a refinery can have! This is the same gold governments only accept when settling debt.

The other side of this business is an unbelievable opportunity to be your own boss and make a substantial amount of money. There is a HUGE upside potential to make residual income that could last forever! As the Great Wayne Gretzky one said “You will miss 100% of the shots you don't take!”

First, I need you to call this number 1-385-232-2220 and listen to a 4 minute call that briefly talks about the company.

Second, I need you to go to the following website to watch some YouTube videos and review the information about Karatbars International....

Third, call me right now!

Thank you and God bless you,

Easy to Start


karatbars are spendable gold in 1, 2.5 and 5 gram amounts ... not like regular gold coins which you put in a box and hope no one steals it ... each karatbar is certified by the London Bouillon Market Association LBMA and sealed in various forms ... it is the currency of the future ... kiosks are being planned for all over the USA and it can be changed to currencies in over 120 countries ... karatbars are sold in grams so this is a small denomination that ANYONE can purchase ... you can trade your worthless fiat paper money for real gold ... many businesses will be taking karatbars for purchase of products ... karatbars are available in all sorts of gift formats AND you can have any logo or photo printed on personalized, gift, occasion or business promo karatbars ... you can either purchase directly OR start a profitable gold retail business ... you will receive a complete marketing training and management program to make managing your business a breeze ... follow the instructions below to join and begin your very own gold business today ... jim mccanney 

Please follow the steps below to complete your free registration as a Karatbars Affiliate, purchase your affiliate "Package" and upload your two KYC (Know Your Customer) documents.  Start with the one time fee "Package" you are financially comfortable … Bronze (about $120 US) … Silver (about $350 US) ... Gold (about $650 US) or VIP (about $1900 US).  Although you can upgrade at any point in the future, your one time initial investment will soon pay for itself (the higher packages pay higher commissions) so sign up at the highest level that you are comfortable to start earning the highest level commissions.  If you sign up at the VIP level, by signing up just 5 people at the VIP below you your entire $1900 will be paid for plus you will have many bonuses and many grams of gold AND be on the road to earning the highest commissions.  If you sign up a family member below you, you will both get points for all the sales and purchases below you.  It is a way to gain additional discounts for your own gold purchases.  You can specify a beneficiary so be sure to fill in a loved one. As soon as you are signed up with your Package we will coach you to start doing the business and making commissions immediately.  You can do the KYC upload process after that at any time (see below for details).

Click on the following link to open your free no obligation karatbars account … (open in new tab so you can refer back to this page)

1. In the left hand side center page click on "Become an Affiliate".

2. Fill out the Sponsor Form that will show "bryansgold85".  Create your User name and password being careful to insert small letters, numbers, and capitals where instructed.  Write it down carefully and save ... click continue to the second page.

Open the following in your browser in a new tab (so you can refer back to this page for instructions) and click on Login.  Enter your user name and password.  Now click on "Products" ... scroll down to "Packages".  Choose Bronze, Silver, Gold or VIP. Thought # 1 -  when I signed up for karatbars I signed as a "Bronze" Affiliate ... I then earned enough to pay for my application and I am then spent more of my money to become a VIP Affiliate ... if I would have signed up initially as a VIP ... with the increased residuals and commissions I would have already paid for the VIP application ... earning higher commissions for all future sales ... you will soon pay off your initial application ... remember that if you join at the VIP level with just 5 VIPs signing up below you the 20% commission will pay for your VIP one time initiation fee … it only takes 5  to get you moving to the highest level of profit ... my advice is to enter at a highest level with which you are comfortable as you will soon pay it off and earn higher commissions forever and it is the ONLY fee you will ever pay for your lifetime membership (you do NOT have to make any monthly purchases).  As soon as you complete this purchase you will be able to start your business signing up others and earning commissions.  Note: the cost of each program updates daily according to the current price of gold and the foreign exchange rate. Call your credit card company and let them know you are about to make an overseas purchase of the amount shown in the name of  "Karatbars International" "FHT CHENGD WANXI" as listed on the karatbars page.  It is best to be on the phone with your card company (call the number on the rear of the card) as you make the purchase to make sure it goes through.  This is a foreign purchase so your card company will block it if you do not authorize it (again this is for your protection).  Continue to checkout being careful to check all appropriate boxes.  For your first order pay the extra $18.00 to have your package shipped to your address.  The real karatbar will be shipped to your address with other bonus cards ... your best sales tool will be a real karatbar to show people.  They will be impressed and make your sale a LOT easier.  Complete your purchase ... stay on the line with your credit card company until they see the charge go through and is accepted.

3. Get out your Drivers License (or other government issued picture ID) and a Utility bill that was mailed to your address your name and address on it.  Continue to fill out your address (has to be a street address … no PO Boxes … this is where the Fed Ex packages will be sent with your karatbars deliveries which MUST CORRESPOND EXACTLY with the utility bill or other verification in the KYC part of the application as described below) (your phone number should NOT have any spaces even after the +1) and then click on REGISTER.   SUCCESS ... you are about half way done!!

4. Log in to your new account (click "login" at the top of the page and login using your new user ID and password) .  Try to complete as much of this process as you can but if you have a problem email your upline sponsor for help.  Click on the KYC button (left column).  Read the instructions.  Near the bottom of the KYC page (using the BROWSE button from your smart phone or computer) upload your two KYC (Know Your Customer) documents as instructed on the website, being careful to upload your picture ID (driver’s or similar) and Utility Bill, Bank Statement or other statement with your address. These are two separate files (DO NOT combine in one file).  NOTE: Smart phone pictures can be uploaded directly to KYC or transferred to your computer directly or via an email … also note you cannot send computer bills … you HAVE to scan (or photo with your phone) the entire PAPER bill that comes in the mail to your physical address showing ALL 4 CORNERS OF THE STATEMENT and make sure the copy or photo is in COLOR and IN FOCUS … no envelopes allowed ... it has to be a bill or bank statement or similar document showing your address with your name ... upload your photo ID and BILL which clearly shows your address (where your karatbars will be shipped to) in two separate files (can be pdf or any of the allowed picture formats like jpg etc as noted on the web page directions).  The ID address does not have to be the same address as on the bill BUT the bill has to be the EXACT same as the address in your karatbars registration and must be available for Fed Ex deliveries.  After uploading you will see a note saying you have successfully uploaded your KYC documents.  Log out of your account and wait for an email telling your doc's were accepted.  If rejected reread the above directions OR contact your upline sponsor for help.  Then reload the correct documents and proceed.  This is done for your safety to prevent fraudulent applications and will protect you as you develop your downline group. 

5. Wait for your email verification that your KYC documents were approved.  This usually takes only a few hours but can take up to a few days (check your spam filter !!! make sure any karatbars emails can get through).  NOTE many people fail the first time applying for KYC because they do not follow the rules exactly.  If you fail call your sponsor for help if after reviewing the rules you do not understand why.

6. Congratulations!  You are ready to sign up your own customers the exact same way! You will receive an email verifying your application.  You will receive an email with your karatbars web pages for customer purchases and most importantly the page where people will sign up under your User ID. You will receive emails for each person that signs up under you and for activity on your account.  I will also email and contact you on how to proceed to meet your personal goals with karatbars. 

BEFORE showing people the opportunity read the information you will receive from you upline sponsor to make sure your new business associates sign up under YOU at karatbars so you receive the commissions from the people you introduce to the business.

6B. My recommendation on selling ... we will provide you with a stock email ... when you talk to people about karatbars get their information including email address and phone number (the only reason for the phone number is if your stock email does not go through you have a way to contact them) ... you will then email them a standard email (your sponsor will provide to you) with the clickable URL that goes directly to YOUR PERSONAL karatbars sign up page.  This assures everyone you contact will sign up under you.  DO NOT SEND THEM TO YOUTUBE VIDEOS OR THE KARATBARS PAGE since they will end up signing under someone else.  Send your email to each person RIGHT AWAY.  As soon as they complete the initial sign up you will get an email from karatbars.  You immediately send them the second email (your sponsor will provide to you) to your new affiliate to determine their goals and help them finish the sign up process including purchasing a Package and completing their KYC document upload.  Plan to call each and every one personally.  Continue to sign people directly below you and have them meet their goals of acquiring gold on a regular basis.  Have them duplicate the process by signing up people below them (using the same emails and marketing methods) and be there to help every step of the way.  Contact your upline for help THEY ARE ALL MORE THAN WILLING TO HELP YOU SUCCEED.  We want much of this process simplified and automated so you can spend your time coaching people to succeed.  It's simple.  Sign up people.  Help them complete the application process.  Get them started buying gold (auto-purchase is best).  Duplicate the process again and again.  Watch your business grow.  Use this same information to pass on to those in your entire downline group.  As soon as you are finished signing up you will get information on how to operate your business. 

7.  Here is the signup URL for you to use to sign up your contacts using your own User ID (put your karatbars user name in at the end in place of "yourusername":

9. Recommended: purchase a monthly or weekly auto gold savings, this is your "portfolio" for gold savings.
Go to your “Purchase Products” and sign up for auto purchase and start earning more ... you can do ANY monetary amount you want ... like $100.00 per week or per month ($50.00 minimum) ... since karatbars can be "partial value" you can invest any amount you like ... i invested a chunk of $$ to start and then a monthly amount that i will increase as my karatbars business grows!  I also receive an "auto-purchase" out of my monthly commission which is part of the Kbars program.  After I accumulate enough to warrant a shipment I have it Fed Ex'd to my address.  Recommend the following formula for initial investment converting excess currency into karatbars.  I personally recommend that people with excess currency in savings invest 30% of their cash holdings (the money they have in the bank not being used for immediate bills or other planned expenses) to karatbars.  If the fiat money goes south ... the 30% karatbars gold value will go through the roof and they will not lose their total asset value.  If they do not do this and the currency folds, they will lose ALL of their savings.  Gold is a way to save some of their savings.  

NOW let’s get serious !!! you can spend LOTS of time researching and calculating your future commissions and spend LOTS of time listening to lessons … my advice … start talking to people and signing them up … and teach them how to sign others and encourage them to convert some of their cash assets and actively start buying gold on a weekly or monthly basis … do you want to learn about saving gold and making money ??? or do you want to save gold and make money ??? karatbars are unique in that you have just one thing to sell … karatbars (in its many styles) … this is not like selling cosmetics or shampoos or lines of complex natural supplements or something … you have one thing to sell … GOLD … no one needs to be educated about that … did you ever imagine you would have your own gold business ??? well now you do … let me know how I can help you !!!  there is a brief "blog" below where i answer questions ... take a minute and read that ... it will help you get started ... BASICALLY you 1) talk to people in daily conversation ... 2) determine which people are interested by asking simple questions (like "are you worried about your retirement ? " or "do you have a savings program that is guaranteed in the future ? " ) and 3) work with those who are naturally interested ... YOU SHOULD NOT TRY TO "SELL" Karatbars ... on average one in every 5 people will be interested so don't waste your time on the 4 not interested 


here is an excerpt from the jmccanneyscience august 20, 2015 radio show dealing with karatbars ... listen and learn ... KaratBars 101 Intro 08202015.mp3

What is it worth?

In 1920, a $100 bill would be worth the equivalent of $1,196.30, and you could buy 511 gallons of gas at modern prices. The national average price for a gallon of gas on June 3 was $2.34, according to AAA. 

$20.00 used to buy a one once $20 gold coin, That coin is not over $1200.00. Gold will continue to gain while the dollar falls. 

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Q: WHAT Does LBMA stand for?  

London Bullion Market Association

For more information, please view the website listed below.

Q: WHERE Do I See the Earned Money Coming My Way?

A:  Log into

This takes you to your Dashboard... 

SEE YOUR ACCOUNT AREA   (3 o'clock area of dashboard)

*   Pending Unilevel Payout    Unilevel calculations are ran on the 11th of each month to determine Unilevel rank and commission level.  The final calculations will be posted in the Account Area on the 11th of each month.  The Pending UniLevel bonus pays out on 1st business day of each month onto the Karatbars Debit Card.

    example:  Monthly Commission Run ...Feb 11th - March 11th... pays out on April 1

*   Pending Dual the total amount of commissions earned from the previous weeks business.  The time period from the previous weeks activity, from Saturday to Friday  midnite CET (Germany)

This field will go to zero once the commissions have been transferred to the Karatbars debit card each Friday.  The field is now ready to accept current commission which has been earned from the "Dual Commissions this Week"  field.

*   Dual Commissions This Week... are calculated in real time.  The commissions will accrue  in real time from the Dual Team System current week of business. The weeks current cycle ends at Friday midnight CET ( Germany).   At the weeks close of business,  the total commissions from the "Dual Commissions This Week"  field will move up to the Pending Dual Payout field.   Commissions will be paid out the following Friday to the Karatbars debit card.

Q: I have seen three different people on the videos make three different statements pertaining to the required amount of gold purchased per month and the # of referees per month to maintain the requirements to receive all the bonuses. Please clarify.

A: Legally we are classified as an E Commerce company which also offers an Affiliate program. We adhere to the E commerce rules set forth by Germany and adhere to the World Trade Organization guidelines regarding the Harmonious Tax codes.. There are zero sponsorship requirements nor are there any purchase requirements from our company. 

Q: Is the gold you purchase sent directly to you when it is purchased and do you have to clarify that you want it stored for you?

A: Every customer/ affiliate of Karatbars is able to maintain, direct and manage their own account. With every purchase, you select whether you want to store the gold or have it shipped for delivery.

Q: Is the gold in a separate account apart from the cash that would be used off of the Master Card?

A: Absolutely! The MasterCard is a convenient way for Karatbars to pay commissions to the affiliate. You can use your Karatbars debit card anywhere in the world MasterCard is accepted and it is a very easy means of converting cash into gold if you choose. The gold itself can be delivered or held in our private vaults in Germany .

Q: Is it insured by someone and is there a written contract that states who has it and it is obtainable without a lot of trouble?

A: Yes, there is an insurance policy that covers the gold held in the vault. Anytime the client wishes to take delivery, an order  

 may be submitted from your back office under the My Gold tab.  "Delivery Request"

The gold is also insured throughout the delivery process. The insurance is valid until you sign that you have received your gold and have it in hand.

Q: What is the KYC that is talked about and since I am not that computer literate how do I upload to the office whatever documents are required?

A: KYC is also known as "Know Your Customer" or the Patriot Act. All financial institutions are required by law to maintain a current list of its client’s documentation and further verify no individual has been associated with terrorism or money laundering activity. You can scan a copy of your docs and upload them to your back office or simply take a picture using a cell phone and email them to yourself where you can save a copy to your computer and upload the docs to your back office. 

Q: How do I get help on the use of the "Back Office"?

A: Your sponsor should walk you through the function of the back office once you are registered for your free account, I can also provide a list of short videos to help you if necessary.

Q: Do you automatically receive the Master Card or is there amount of gold that has to be put into the account. I do realize something would have to be in the account but just wondered if you automatically had the account set up?

A: The MasterCard account is set up once you have earned a minimum of 35€ in commissions. The set-up of the card is 20€ and the balance of 15€ is the amount for the minimum deposit on the card. The card may also be pre-ordered (prior to commissions) for affiliates who opt to participate in our optional Dual System Pay Plan. The client must have a Silver business package or higher prior to pre-ordering the card.

Q: What about family members (for ex: spouse) using the account?  Would the spouse have the same account with a duplicate card or separate accounts?

A: We do not offer joint accounts; however, husband and wife may choose to have individual accounts set up. Each Karatbar account has an option to add a beneficiary. Each Karatbars account will have a separate Karatbars MasterCard set up in order for commissions to be paid out. 

Q: One video stated that on a corporate or business account that there would only be one designated signer to operate the account, could you clarify?

A: Yes, that is correct. If an individual owns a business, our system is designed for only one authorized individual or signature

of authority  to manage the account.

Q: Training is also important particularly as to what can be said and not said when presenting the program. Where could I obtain this?

A: The Terms and Conditions are located in our back office. You can register for a free account to view these terms and conditions without any obligation. The primary rules are to be honest and of good character. We do not allow affiliates to use the words investment nor give tax advice unless they are fully licensed by their local states/ province or Country. All questions of this manner should be referred to a trusted specialist who is familiar with the laws of the country in which you reside.

Also,  please see "Do Not List"  in the subcategory of the FAQ  section. 

Q: Are there Presentation Videos that can be obtained with instructions on the use of them?

A: Presentations are available in your back office or through a senior affiliate Leader of Karatbars International. 

Q: Do the cost of the Business Packages or the Gold prices fluctuate with the spot price of Gold? Do the Gram Prices fluctuate?

A: Yes, the prices of gold are set daily by the London Fix. Prices are adjusted daily and are always posted in Euros.

Q: How are the tax implications on profits handled?

A: You will be considered an Independent Contractor. All questions of this manner should be referred to a trusted specialist who is familiar with the laws of the country in which you reside. Each individual should adhere to the tax guidelines & requirements set forth in their country of residence.


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PO Box 384, Rison, AR 71665, us

(501) 749-6169